Archive for Our Blog
Are You the Weakest Link?
The buyer side is the weak side. It is a refuge for agents who don’t prepare. I know these are harsh statements; however, agents who continually think about this business, practice in this business, and are successful in this business consistently carry large listing inventories. As I have said many times before, having listings is [...]
Our LDS Realtors Prepare You for Home Showcases
Here is the deal: We have your perspective buyer, and you have the beautiful home! You are ecstatic to get this ball rolling…so what is the holdup? We are going to fill you in today on some great ways to showcase your home…and a few do’s and don’ts.
#1 De-clutter your home before we [...]
Federal Government Needs Centralization in New Housing
Federal Government Needs Centralization in New Housing
In the latest news the federal government is working on a proposal to reform government sponsored enterprises like Fannie Mae, Freddie Mac, and the Federal Home Loan Bank Systems. Testifying before the House Financial Services Committee is, NAHB Third Vice Chairman Rick Judson, a builder and developer from [...]
Your Financing Questions—Answered!
Your Financing Questions—Answered!
What is a mortgage?
A loan obtained to purchase real estate in which is used as a lien secured in a promise to pay the debt. All have principal and interest.
What is a loan to value ratio (LTV) and how will it determine the loan size?
It is the amount of money you [...]
Requirement Changes from Fannie Mae
Requirement Changes from Fannie Mae
More news from Fannie Mae suggests that there will be new requirements for homeowners who have experienced a pre-foreclosure event, including a pre-foreclosure sale, short sale, or deed-in-lieu of foreclosure.
One of the changes includes a new amount of time that must elapse after a pre-foreclosure event to the time [...]
The Foreclosure Goals Take A Backseat
The Foreclosure Goals Take A Backseat
At CTRAgents.com, our LDS real estate agents are bringing you the top and most important news available to our homeowners!
In the loan modification goals, Obama and the administration had hoped to save up to 4 million homeowners from foreclosing on their homes. Present stats say that this goal [...]
Homeowners Insurance: The 411
Homeowners Insurance: The 411
Yes! You really do need it! Yes it is required at closing! Arrangements for homeowners insurance must be made prior to that time. The earlier this is squared away the better because if you do not have insurance on your home, it will not close. By completing your [...]
The Home Inspection
The Home Inspection
Our LDS agents at CTRAgents.com believe it is always a good idea to be there when the inspector is evaluating your potential new home.
No home inspector will ever tell you if you are getting good value on the home, but they will be checking out the structure, construction and mechanical systems in [...]
A Homebuyers Quick Quiz
A Homebuyers Quick Quiz
How many of you take an occasional personality quiz? Well our LDS agents at CTRAgents.com have come up with the perfect homebuyer quiz. If you can answer yes to these questions then you are ready, and we are ready to help you with the home buying process!
1. Do you have a [...]
Short Sale Nitti Gritty
Short Sale Nitti Gritty
Short sales are a great option for those who are finding themselves on the brinks of foreclosure, but our LDS agents want you to see some of the facts about short sales, and give you an opportunity to weigh your options. Here are some important points to know about short [...]
